problems we solve
Secure the Funds You Need to Retire in Comfort
Igor at Independent Solutions LLC is a financial expert who understands how to use fluctuating markets to your advantage. At all times, he’s looking at the bigger picture to help his clients build toward their retirement.
Securing income for people in Greater Milwaukee, is more than just signing them up for Social Security when the time comes. Igor weighs all possible options based on his clients’ personal preferences and disposable income. For some, it will make sense to secure income through real estate. Others might rely on dividends or pensions to keep them comfortable in their “Golden Years.” It all depends on the individual in question.
The best part is that creating a monthly budget for when you retire doesn’t mean you have to forego all luxuries while you’re still working. A strong portfolio will look after you now and in the future, and a strong financial advisor can show you how to put the puzzle pieces together.
You might find yourself intimidated by the numbers, percentages, and jargon of the financial industry. This anxiety may even keep you from pursuing your dreams. However, there’s no need to assume that you can’t dive right into it. Regardless of where you’re starting, there are just three major questions you need to answer.
1. How much can you realistically save on a monthly basis?
2. What kinds of risks are you willing to take to grow your profit margins?
3. How easy will it be to actually enjoy your retirement when you’re set up for life?
What We Can Help You With
maximizing social security
assets under management
Pre-Retirement Tax Planning
retirement income planning
wealth management
investing
maximizing social security
Social Security is a valuable tool in anyone’s fiscal arsenal, one that can be used to supplement retirement plans more than people might think. While it’s certainly not the only source of secured income you should have by the time you punch your clock, those monthly benefits can support your budget and round out the numbers.
If you’re interested in maximizing Social Security, you should know it starts with much more than an estimator. The right financial advisor can walk you through the basics of this complex safety net. They can tell you more about how the system can work for you, and what you can do to get more money when you file.
improving you monthly income with social security
This government program started in 1935 to help individuals pay for daily living expenses after they stopped working. Since then, it’s endured countless changes to its structure, to the point where it might be unrecognizable today. Even with all the new exclusions and restrictions, though, there are benefits when you know where to look.
If you live in Greater Milwaukee, a trusted financial partner in Southeast Wisconsin has the information you need to know. Igor at Independent Solutions LLC ensures his clients never leave a penny on the table. This is a system that most people pay into their whole lives. If they’re going to contribute so much for so long, they’re entitled to see some of it come back to them.
What you receive every month has nothing to do with your siblings, friends, or neighbors. From your assets to your profession, the values are calculated based on the life you’ve led. It’s critical to factor in all the details before you retire. If you happen to make a mistake when you file for the first time, the government is unlikely to give you a do-over. Regardless of when or how you plan to retire, maximizing your income is always the right decision.
Pre-Retirement Tax Planning
Whether we realize it or not, all workers in the US have a tax plan. For some, it means deducting the expenses of their dependents. For others, it’s donating a certain amount of money to be lowered into a different bracket. No matter what your plan is in Greater Milwaukee, though, chances are you could be doing a lot more.
From freelancers to full-timers, pre-retirement tax planning refers to keeping as much money as possible. How you do it depends on what you do for a living and what you want to do with your money. If you live in Southeast Wisconsin, tax planning may mean converting your retirement accounts, deferring your capital gains, or finding a charity or cause you’re proud to support.
How does tax planning work?
At Independent Solutions LLC, we show our clients how to avoid giving the government a tip. In other words, you may still be able to kick in your fair share without paying quite so much.
Preserving your assets is all about paying attention to the details, and few know this better than financial advisor Igor. Your taxes are ultimately a jumble of numbers that are made possible by local, state, and government codes. The ones we use most often (e.g., income brackets, deduction restrictions, etc.) won’t change that often, but that doesn’t mean regulations stay the same year after year.
If you want someone who knows the laws backward and forwards —and can use those laws to grow your assets —you need a trusted partner who will keep you in the loop.
At every step of the way, you can count on Igor to keep your long-term financial goals in mind. Whether you want to retire in a shack in the mountains or on a luxury resort, he’s here to craft a savings and investment strategy you’re comfortable with. Tax treatments aren’t the only avenue toward financial wellness, but they play a big role in how much you take home every year.
wealth management
Wealth management in Greater Milwaukee is a principle that most people implement on a regular basis. The term can refer to anything from cooking more at home to lowering your tax bracket through hefty charitable donations. When there are so many strategies available to you though, sometimes it’s confusing to know which road to take. That’s why the right financial advisor can make a big difference in your portfolio.
managing your assets
Your assets are a collection of decisions made over a lifetime. They may look like anything from stocks to collectible action figures. Regardless of what they are or how many you have, they’re all opportunities that can help increase your bottom line. Asset and wealth management companies are there to examine your holdings before determining the next moves. Throughout it all, a qualified expert can give you all the facts you need to make efficient decisions.
Elevating your portfolio will take work, but the rewards will be worth your efforts. Whether you live in Southeast Wisconsin, Igor at Independent Solutions LLC can help you navigate through uncharted territory. If you want to retire in confidence, he can show you how to use anything from high-yield stock to property to Social Security to get you where you want to be.
Throughout it all, he uses proven wealth investment tactics to ensure you get the most from every dollar. Some people may want to manage their wealth by becoming a landlord, others would prefer a more hands-off approach. An advisor also has to factor in a client’s personal relationship with financial risk. Not everyone will want to take a chance on a new venture —no matter how high the rewards may be.
Real asset wealth management is about finding a balance that both stretches your investments while still shielding you from loss. If you’re looking for someone who can help you do just that, Igor has the experience and expertise to make it happen.
assets under management
When a person makes their first investment, it’s usually a big occasion. The thrill and risk of anything besides a checking or savings account may even be overwhelming at first. However, as time goes by, the investments grow and the interest fades. People might not even realize they have certain accounts still open, especially if the organization or institution is known for lapsed communications.
This is why assets under management services can be so important to a portfolio. If you have a financial advisor looking out for you, you don’t have to keep up with the details of every investment. As the markets fluctuate, the right financial expert can stay on top of all the activity. At Independent Solutions LLC, Igor helps you maximize your holdings so you can feel confident about your returns.
managing your assets
The biggest benefit of these services is typically customization. Instead of pushing all his clients into standard financial products, Igor takes the time to understand how you’ve grown your assets, what they mean to you, and how much risk you’re willing to take with them. It’s a service that leaves nothing overlooked. So if you happened to invest a few dollars in a Wisconsin company 30 years ago, assets under management strategies ensure that your gains are being monitored for optimal results.
How your assets are organized will depend on everything from the percentages to your personal interests. You may need to diversify your holdings, or withdraw funds that aren’t performing well. Branching out into different markets is typically a smart move, but it’s possible to go overboard here if you’re not careful. If you live in Greater Milwaukee, an expert can show you how to clean up your portfolio so it has a clear vision to it.
Whether you’re looking for liquidity to change course on a dime or steady, reliable gains over decades, Igor is there to keep your assets performing the way you need them to.
retirement income planning
How much do I need to retire? This common question in Greater Milwaukee is a simple one with complex repercussions. You might have heard that you need a round figure, like $1 million in savings, but the reality is that your retirement income planning needs to take into account everything from your needs to those of your loved ones.
A good financial partner can not only set the record straight on how much to retire, they can also steer you toward the investments that will make it all possible.
What is Retirement Planning?
The term refers to the strategies and tactics you use to grow your wealth before you’re ready to step back from your career. It can include investment strategies like stock investments, IRAs, and property, as well as government programs like Social Security.
The $1 million recommendation is based on the idea of with drawing between $40,000 to $50,000 a year by the time you hit retirement age, a solid income for many during their “Golden Years.” However, this shorthand for a successful retirement is general advice that should be taken with a grain of salt.
As an expert financial advisor, he’s there to plan for the lives of your loved ones as well. Many retirees find that they may not want much for themselves, but that they would like to be able to fund other endeavors for their family. This could mean funding a grandchild’s education, purchasing a vacation property for everyone to enjoy, or giving a spouse the trip they’ve always wanted.
investing
Investing in the modern world offers a veritable array of options. From niche markets to major conglomerates, people from any walk of life can find opportunities that are right for them. Yet while all the choices are undoubtedly a boon for anyone who doesn’t want to be penned in by traditional assets, the actual decision-making process can be hampered by doubt.
At Independent Solutions LLC, Igor can kick start your portfolio. With a deep understanding of the markets, he can tell you more about which products are likely to pay off in the long run. As you inch your way toward retirement, it pays to start thinking ahead.
Investment advice you can count on
The right financial advisor has a big stake in your success, which is why they take the time to study the trends and do their best to anticipate the big events. Their services are designed to help your bottom line grow —regardless of how much you start with. Igor is there to find the perfect balance between risk and reward, so your “Golden Years” are as secure as you need them to be.
How to manage your investments will depend on the performance of each asset. Some clients in Greater Milwaukee will need to diversify, stretching into different markets so they’re shielded from loss if one takes a dive. Other clients may not have a clear focus to their portfolio, which may confuse matters or lead to poor decisions in unknown ventures. Whether you want liquid assets and fast returns or steady gains with long-term investments, a good advisor will map out how you can use those instincts to your advantage.
Advisors also have to think about their clients’ relationship with risk. If you live in Southeast Wisconsin, it’s not worth the gains if you’re constantly feeling uneasy about the decisions. That’s why it helps to find a professional who not only understands best practices in the investment world, but how to apply those practices to meet the needs of their clients.
